Decentralized

Long-Term Credit

Borrowing and lending remade for long-term crypto exposure.

Borrowers

Buy Crypto Now

Pay fiat later

Buy crypto with only 50% down.
Pay the rest in 36 to 60 equal monthly installments.
No liquidations.
Earn staking yield while you repay your crypto mortgage.

Lenders

DeFi Microstrategy

Lend for Crypto Upside

Debt is tradable and convertible into BTC or HYPE with a
30% premium when Borrowers up 50% or more.
Earn USD lending APR and crypto staking yield

Market Makers

Unified Liquidity

Simple Market Making

Consolidated annuities are fungible debt tokens
with uniform coupon rate and indefinite duration.
Liquidity concentrates into a single, incentivized AMM pool.
Redeem for HYPE or BTC if Borrowers are in profit.